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Q591: I am an 82-year old Navy vet. I have Medicare with parts "A", "B", and "D" with medigap insurance from AARP. My medical care is provided by the VA. Question: Why are my prescriptions required a co-pay for drugs sent from the VA in Richmond? I'm paying for Part "D" out of pocket + paying a co-pay with the VA. How come?
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A1: Well I was told if your under I think 50% they make you pay a copayment I was 70 percent and they tried take 20% away so I would have to pay but if your over that you shouldn't be paying a co payment with the VA I don't. (CF) 12/1/20
A2: In order not to have a copay at the VA you need to have a disability rating of 50%. (GR) 12/1/20
A3: Of ALL the 5 that you mentioned, whichever one of the 5 pays the MOST Money on your prescription drugs I would Keep. I know that you would not drop Plan "A" or Plan "B" of Medicare but Plan "D" and Medigap from AARP I would drop. You're throwing money to the wind with those two plans. I don't know what your VA rating is, but you might try to raise it up to at least 50% and there would be NO CO-PAY after that. I would work strictly with VA and to get the disability raised up to 50% or more, but of course, keep your Medicare Plan "A" and "B". Good Luck BUT be Persistent! (RA) 12/2/20